Most people with NPS never check if their fund manager is actually delivering good returns — and that silence can quietly cost you lakhs by the time you retire.
PFRDA has launched two new tools: PRIDE-DISHA, which lets you compare pension fund performance side by side, and Pension Sahayak, a faster way to fix account problems like stuck withdrawals or wrong nominee details.
If your employer deducts NPS from your salary, or you've opened one voluntarily, your retirement savings are directly tied to how well your fund manager performs.
What this means for you
- A 1% difference in annual returns on a ₹10 lakh NPS balance can mean ₹5–7 lakh more or less in your retirement savings over 20 years.
- You can now compare fund managers by actual returns — not brochure promises — before deciding where your money sits.
- If you've had a stuck withdrawal, wrong nominee, or login issue, Pension Sahayak gives you a cleaner path to resolution.
What you can do
- Log into your NPS account and compare your fund manager's returns using PRIDE-DISHA on the PFRDA website — takes under 5 minutes.
- If you've been ignoring a pending NPS issue, raise it through Pension Sahayak before it affects your withdrawal later.
You're already saving for retirement — might as well make sure it's working as hard as it should. 🌱