UHNI
Reviewed by FOLO Editorial · Last reviewed August 6, 2026
UHNI stands for Ultra High Net Worth Individual, the tier above HNI. In Indian practice the label is generally applied above roughly ₹25 crore in investable assets, though as with HNI there is no single regulatory definition, and different institutions draw the line differently.
The distinction mostly affects which private banking desks, family office services and alternative investment products become available, rather than any change in tax treatment or legal status.
Written and reviewed by FOLO Editorial. Educational content, not investment advice.