3 Rules To Never Pay Card Interest
Credit cards feel scary because one missed payment can trigger 36-46% annual interest — but three simple habits mean you never pay a rupee of it. Get these right, and your card becomes a free tool instead of a trap.
That knot in your stomach when the card bill arrives? It usually means one thing went wrong somewhere — not that cards are dangerous by nature.
Banks charge 36-46% annual interest if you carry a balance, but if you follow three habits, you'll never see that number apply to you.
On a ₹50,000 bill, even one month of minimum-due payment can add ₹1,500-2,000 in interest and fees.
A credit card rewards discipline generously — pay in full each month and it stays a free tool, never a trap.
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