Is your SIP actually growing your money?
More mutual fund schemes lost money this year than ever before. Before you worry, here's a simple way to check if your SIP is affected — and what to do next.
This year felt rough for a lot of investors — and the numbers back that up. Around 731 mutual fund schemes posted negative returns in FY26, up from just 243 last year. That's nearly three times more funds in the red.
If your SIP is in one of these schemes, your money may have actually shrunk this year — not because you did anything wrong, but because markets were bumpy and some funds felt it more than others. Even schemes that were once earning over 10% had a much quieter year.
One bad year doesn't define your investment — but knowing where you stand puts you back in control.
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FOLO pulls balances, holdings, EMIs, EPF, NPS from 500+ sources today, and counting. FOLO reconciles this into one true NetWorth number.
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