Switching UPI apps won't break your SIP anymore
NPCI is making UPI AutoPay mandates portable — so you can switch apps without cancelling your SIP, insurance premium, or EMI deduction. One small tech change that saves a lot of financial headache.
If you've ever avoided switching UPI apps because your SIP or insurance auto-debit was set up there — that friction is going away. NPCI is rolling out AutoPay portability, meaning your existing mandates (the automatic payment instructions you set up once) move with you when you change apps. No cancellations. No recreating. No risk of a missed payment.
You're already ahead just by knowing this. Fewer Indians will accidentally lose a SIP or miss a premium simply because they changed an app. 🌱
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Real stories from real families. The alternative was a excel file somewhere.
Money used to feel overwhelming. But with FOLO, I actually enjoy managing it — no stress, no confusion. It feels great to be in control of my finances.
Riya
28, First Jobber
FOLO has been a game-changer for me. It helps me manage all my assets and liabilities — mutual funds, bank accounts, fixed deposits, insurance, stocks, payments, credit cards, loans, and more.
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42, CA
I wasn't too sure about using technology for finances. But FOLO is different. Its simple design and clear insights give me confidence and peace of mind about my future.
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56, Retired
Before, my husband and I struggled to stay on the same page about money. Now it's effortless, transparent, and secure. FOLO helps us track expenses, plan savings, and stick to our budget effortlessly.
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42, Homemaker
I was always so busy earning that I never had time to organise my finances. It felt complicated, and I'd quit before even starting. FOLO changed that. I love its real-time updates — they keep me informed at all times.
Rahul Verma
45, Entrepreneur
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