Why is “Protection” more than just insurance?

Most of us buy insurance because someone told us to. But true family protection isn’t about having a policy, it’s about knowing whether it’s enough.

That’s where the Family Protection Calculator comes in.

It helps you answer the question every responsible person asks silently:

“If something happens to me, will my family be okay… financially?”

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What does the Family Protection Calculator do?

In simple terms, it calculates the financial gap between:

• What your family will need to maintain their lifestyle, and
  
  
• What they’ll actually receive through savings, insurance, and assets.
  
  

This is your Protection Gap, the number that tells you whether your family is truly secure.

The 4 Pillars of Family Protection

1. Income Replacement – Replace your income for your dependents for the years they’ll need it.
   
   
2. Debt Clearance – Protect them from EMIs and loan burdens.
   
   
3. Future Goals Funding – Ensure education, marriage, and milestones stay on track.
   
   
4. Legacy Creation – Leave behind stability, not uncertainty.
   
   

The calculator covers all four pillars, not just insurance, but total financial preparedness.

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How is it different from an insurance calculator?

This is where most people get it wrong. An Insurance Calculator only answers one question:

“How much insurance should I buy?”

It usually uses your income as the base and gives a simple multiplier-based answer, say, 10x or 15x your annual income.

But FOLO’s Family Protection Calculator goes deeper. It considers:

So instead of telling you how much insurance to buy, it shows how much protection your family truly needs  across income, assets, and liabilities.

It’s not insurance-first  it’s family-first.

FOLO Takeaway:

Your family’s comfort shouldn’t depend on “hope”, it should rest on planning.

Use FOLO’s Family Protection Calculator to find your protection gap and close it today. Because love is emotional, but protection is financial.

Your family deserves security that lasts even when you’re not around.

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Click here to use the calculator.